Taco Casserole Recipe
Introduction
This taco casserole is a delicious and comforting dish that brings all the flavors of a classic taco into one easy-to-make bake. Perfect for family dinners or casual gatherings, it combines seasoned ground beef, refried beans, and plenty of cheese topped with crunchy tortilla chips and fresh garnishes.

Ingredients
- 1 lb. ground beef (80% lean recommended)
- 1 small yellow onion, diced
- 1 oz. taco seasoning (about 2 tablespoons)
- 16 oz. refried beans
- ¾ cup sour cream
- 2 cups shredded cheddar cheese
- ¼ cup black olives, sliced
- ¾ cup crunchy toppings (tortilla chips, Doritos, or Fritos)
- Green onions (optional)
- ⅓ cup shredded lettuce
- ⅓ cup diced tomatoes
Instructions
- Step 1: Let the sour cream come to room temperature to prevent curdling during baking.
- Step 2: Preheat the oven to 350°F (175°C).
- Step 3: In a large pan over medium heat, cook ground beef and diced onion until beef is browned and fully cooked, breaking it up as it cooks.
- Step 4: Drain any excess grease from the pan.
- Step 5: Add ¾ cup water and taco seasoning to the meat. Bring to a boil, then reduce heat and simmer for 5 minutes, stirring occasionally. Remove from heat and let cool for 8–10 minutes.
- Step 6: Spread refried beans evenly in a lightly greased 9 x 13-inch casserole dish.
- Step 7: Spread the room-temperature sour cream over the beans, then layer the cooled beef mixture on top, followed by the shredded cheddar cheese.
- Step 8: If preparing ahead, allow the casserole to cool, cover, and refrigerate until ready to bake.
- Step 9: To bake immediately, bake uncovered for 15 minutes until cheese is hot and melted.
- Step 10: To bake after refrigeration, bake covered for 25 minutes, then uncover and bake for an additional 5 minutes.
- Step 11: Remove from oven and top with black olives and crunchy toppings. Add extra cheese if desired.
- Step 12: Bake uncovered for another 8 minutes until toppings are heated.
- Step 13: Garnish with green onions, diced tomatoes, and shredded lettuce before serving.
Tips & Variations
- For a spicier kick, add a diced jalapeño when cooking the onions and beef.
- Use low-fat or Greek yogurt instead of sour cream for a lighter option.
- Try swapping cheddar for pepper jack cheese for extra flavor.
- Double the taco seasoning if you prefer a bolder taste.
- Gluten-free? Ensure your taco seasoning and crunchy toppings are certified gluten-free.
Storage
Store leftover casserole covered in the refrigerator for up to 3 days. Reheat in the oven at 350°F until warmed through or in the microwave in short intervals. For longer storage, freeze the casserole before baking; thaw overnight in the fridge before baking as directed.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I make this casserole vegetarian?
Yes, substitute the ground beef with seasoned cooked lentils, textured vegetable protein, or your favorite meat substitute to keep it meat-free.
Can I prepare this casserole in advance?
Absolutely! Assemble the casserole up to step 8, cover, and refrigerate. Bake just before serving as outlined in the baking steps.
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Taco Casserole Recipe
- Total Time: 55 minutes
- Yield: 6 servings 1x
Description
This easy and delicious Taco Casserole combines seasoned ground beef, refried beans, sour cream, and melted cheddar cheese baked to perfection and topped with crunchy chips and fresh veggies for a family-friendly meal bursting with Tex-Mex flavors.
Ingredients
Meat & Seasoning
- 1 lb. ground beef (80% lean)
- 1 small yellow onion (diced)
- 1 oz. taco seasoning (about 2 tablespoons)
- ¾ cup water
Base Layers
- 16 oz. refried beans
- ¾ cup sour cream
- 2 cups shredded cheddar cheese
Toppings
- ¼ cup black olives (sliced)
- ¾ cup crunchy toppings such as tortilla chips (Doritos and/or Fritos)
- Green onions (optional, for garnish)
- 1/3 cup shredded lettuce (optional, for garnish)
- 1/3 cup diced tomatoes (optional, for garnish)
Instructions
- Prepare sour cream: Let the sour cream come to room temperature to ensure it won’t curdle when baked, as it avoids going from cold to hot suddenly.
- Preheat oven: Set your oven to 350 degrees Fahrenheit to get it ready for baking the casserole.
- Cook beef and onions: In a large pan over medium heat, add ground beef and diced onion. Cook and crumble the meat until fully cooked through.
- Drain grease: Remove and discard excess grease from the cooked beef and onion mixture to avoid a greasy casserole.
- Add seasoning and simmer: Stir in ¾ cup water and taco seasoning. Bring mixture to a boil, then reduce heat and simmer for 5 minutes, stirring occasionally. Remove from heat and let cool for 8-10 minutes.
- Layer refried beans: Spread refried beans evenly in a lightly greased 9 x 13-inch casserole dish as the base layer.
- Add sour cream and beef: Spread the room temperature sour cream over the refried beans, then layer with the slightly cooled seasoned beef mixture.
- Top with cheese: Sprinkle 2 cups shredded cheddar cheese evenly over the beef layer.
- Optionally refrigerate: If preparing ahead, cover and refrigerate the casserole until ready to bake.
- Bake immediately or after refrigeration: If baking right away, bake uncovered for 15 minutes until cheese is hot and melted. If baking after refrigeration, bake covered for 25 minutes, then uncover and bake an additional 5 minutes.
- Add toppings: Remove casserole from oven and top with sliced black olives and crunchy tortilla chips or Fritos. Optionally add extra cheese as well.
- Bake topped casserole: Bake uncovered for 8 more minutes to melt and crisp the toppings.
- Garnish and serve: Sprinkle with sliced green onions, shredded lettuce, and diced tomatoes before serving for fresh flavor and color.
Notes
- Allow sour cream to come to room temperature before baking to prevent curdling.
- You can use your favorite brand of taco seasoning or homemade mix.
- Crunchy toppings can be mixed chips or your preferred brand for extra texture.
- To make ahead, assemble casserole up to step 8 and refrigerate, then bake when ready.
- Optional garnishes like green onions, lettuce, and tomatoes add freshness but can be omitted based on preference.
- Prep Time: 15 minutes
- Cook Time: 40 minutes
- Category: Casserole
- Method: Baking
- Cuisine: Tex-Mex
Keywords: taco casserole, ground beef casserole, Tex-Mex casserole, refried beans, easy dinner, Mexican inspired dish

