Caramel Apple Cheddar Bread Recipe
Introduction
This Caramel Apple Cheddar Cookie loaf is a delightful blend of sweet and savory flavors. Tender apples and sharp cheddar cheese come together with a rich caramel swirl for a unique treat that’s perfect for any time of day.

Ingredients
- 2 medium tart apples, peeled, cored, and diced
- 1 cup shredded sharp cheddar cheese
- 1/2 cup unsalted butter, softened
- 2 large eggs
- 1/4 cup whole milk
- 1 1/2 cups all-purpose flour
- 1/2 cup granulated sugar
- 1/2 cup packed light brown sugar
- 1 teaspoon baking powder
- 1/2 teaspoon baking soda
- 1/2 teaspoon fine sea salt
- 1 teaspoon ground cinnamon
- 1/2 cup thick caramel sauce
- 1/4 cup chopped pecans or walnuts, optional
Instructions
- Step 1: Preheat the oven to 350°F. Grease and line a 9×5-inch loaf pan with parchment paper.
- Step 2: In a large bowl, beat softened butter, granulated sugar, and brown sugar with a mixer or whisk until light and fluffy.
- Step 3: Add eggs one at a time to the creamed mixture, then blend in the milk until smooth.
- Step 4: In a separate bowl, whisk together flour, baking powder, baking soda, salt, and cinnamon.
- Step 5: Gradually fold the dry ingredients into the wet mixture, stirring until just combined.
- Step 6: Gently fold in the diced apples and shredded cheddar cheese.
- Step 7: Spread the batter evenly into the prepared loaf pan.
- Step 8: Drizzle half of the caramel sauce over the batter and swirl gently with a knife.
- Step 9: Bake for 45 to 55 minutes, or until a toothpick inserted into the center comes out clean.
- Step 10: Let the loaf cool in the pan for 10 minutes, then transfer to a wire rack. Drizzle with remaining caramel sauce and sprinkle with nuts if using. Cool completely before slicing.
Tips & Variations
- Use tart apples like Granny Smith for a nice balance of sweetness and acidity.
- For extra crunch, toast the nuts before adding them as a topping.
- Replace the caramel sauce with homemade caramel for a richer flavor.
Storage
Store the loaf in an airtight container at room temperature for up to 3 days, or refrigerate for up to a week. Reheat slices gently in the microwave for 10-15 seconds to soften the caramel and cheese.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I use a different type of cheese?
Sharp cheddar gives the best flavor contrast, but you can try mild cheddar or even a tangy gouda for a different twist.
How can I make this gluten-free?
Substitute the all-purpose flour with a gluten-free flour blend that can be used cup-for-cup in baking.
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Caramel Apple Cheddar Bread Recipe
- Total Time: 1 hour 10 minutes
- Yield: 1 loaf (about 10–12 slices) 1x
Description
This indulgent Caramel Apple Cheddar Cookie loaf combines the tartness of fresh apples with sharp cheddar cheese and a luscious caramel swirl, baked into a moist, flavorful treat perfect for autumn gatherings or anytime you crave a sweet and savory dessert.
Ingredients
Fruit and Dairy
- 2 medium tart apples, peeled, cored, and diced
- 1 cup shredded sharp cheddar cheese
- 1/2 cup unsalted butter, softened
- 2 large eggs
- 1/4 cup whole milk
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1/2 cup granulated sugar
- 1/2 cup packed light brown sugar
- 1 teaspoon baking powder
- 1/2 teaspoon baking soda
- 1/2 teaspoon fine sea salt
- 1 teaspoon ground cinnamon
Extras
- 1/2 cup thick caramel sauce
- 1/4 cup chopped pecans or walnuts, optional
Instructions
- Prepare Oven and Pan: Preheat your oven to 350°F (175°C). Grease and line a 9×5-inch loaf pan with parchment paper to ensure easy removal of the baked loaf.
- Cream Butter and Sugars: In a large mixing bowl, use a mixer or whisk to beat the softened unsalted butter with both granulated and light brown sugars until the mixture becomes light, fluffy, and well combined.
- Add Eggs and Milk: Add the eggs one at a time, mixing thoroughly after each addition. Then blend in the whole milk until you achieve a smooth batter.
- Combine Dry Ingredients: In a separate bowl, whisk together the all-purpose flour, baking powder, baking soda, fine sea salt, and ground cinnamon to evenly distribute the leavening agents and spices.
- Integrate Wet and Dry Mixtures: Gradually fold the dry ingredients into the wet batter, stirring gently until just combined; avoid overmixing to keep the loaf tender.
- Incorporate Apples and Cheese: Gently fold in the diced tart apples and shredded sharp cheddar cheese, ensuring even distribution throughout the batter.
- Transfer Batter to Pan: Spread the prepared batter evenly into the lined loaf pan, smoothing the top.
- Apply Caramel Swirl: Drizzle half of the thick caramel sauce over the top of the batter, then use a knife to swirl it gently for an attractive marbled effect.
- Bake: Place the pan in the preheated oven and bake for 45 to 55 minutes. The loaf is done when a toothpick inserted into the center comes out clean or with a few moist crumbs.
- Cool and Finish: Let the loaf cool in the pan for about 10 minutes before transferring it to a wire rack. Drizzle with the remaining caramel sauce and sprinkle chopped pecans or walnuts on top if desired. Cool completely before slicing and serving.
Notes
- Use tart apples like Granny Smith for the best balance of sweetness and acidity.
- Make sure butter is softened, not melted, to properly cream with sugars.
- Do not overmix the batter after adding dry ingredients to avoid a dense loaf.
- You can substitute the caramel sauce with your favorite homemade or store-bought brand.
- Optional nuts add a nice crunch but can be omitted for nut-free versions.
- Prep Time: 20 minutes
- Cook Time: 50 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Keywords: caramel apple cookie, cheddar cheese cookie, autumn dessert, caramel swirl loaf, apple cheddar bake

